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The Public Service Loan Forgiveness program was implemented to encourage individuals to work full-time in Public Service jobs.  This program may allow federal student loan borrowers to qualify for forgiveness of their remaining loan balance, once the borrower makes 120 payments on their eligible federal student loans.

Only Direct Loans are eligible for Public Service Loan Forgiveness.  Students may consolidate their loans into a Direct Consolidation Loan to take advantage of the Public Service Loan Forgiveness program offered by the federal government.

For more information about the loans that are eligible for Public Service Loan Forgiveness, what payments can count toward the 120 required payments, the definition of a qualified repayment plan, the kinds of employment that would qualify, and other specific requirements of the program, visit the visit the federal student aid website: .